{"id":408,"date":"2019-07-18T00:18:12","date_gmt":"2019-07-18T00:18:12","guid":{"rendered":"https:\/\/veros.benefitsmap.com\/verossoftware\/?page_id=408"},"modified":"2026-07-17T15:10:12","modified_gmt":"2026-07-17T15:10:12","slug":"fsa","status":"publish","type":"page","link":"https:\/\/veros.benefitsmap.com\/verossoftware\/fsa\/","title":{"rendered":"FSA"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||0px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;|700|||||||&#8221; header_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;||10px&#8221; custom_padding=&#8221;||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Flexible Spending Accounts (FSAs)<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#e4e4e4&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;0px|0px|0px|0px&#8221; custom_padding=&#8221;0px|0px|0px|0px||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px|||||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Navia Health Care FSA&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;HC FSA&#8221; _builder_version=&#8221;4.27.6&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-411 size-full lazyload\" style=\"--smush-placeholder-width: 152px; --smush-placeholder-aspect-ratio: 152\/50;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/navia-logo.png\" alt=\"\" width=\"152\" height=\"50\" data-srcset=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo.png 152w, https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo-150x50.png 150w\" data-sizes=\"(max-width: 152px) 100vw, 152px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/p>\n<p>Veros Credit has elected Navia as our Flexible Spending Account (FSA) partner. If you elect to enroll, you can set aside pre-tax dollars to pay for eligible health, dental and vision care expenses. <\/p>\n<p>When you register online using the Navia website or MyNavia App, you will be asked for a three-character employer code during registration. The code you will use is <strong>VSW<\/strong>.<\/p>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px; margin-top: 20px;\" \/>\n<h5><i class=\"fas fa-phone\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 Member Services: 425.452.3500<\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px;\" \/>\n<h5><i class=\"fas fa-globe-americas\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 <a href=\"http:\/\/www.naviabenefits.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Navia Website\u00a0\u2192<\/a><\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 30px;\" \/>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2025\/10\/Enrollment-Kit.pdf\" target=\"_blank\" rel=\"attachment wp-att-414 noopener noreferrer\">FSA Overview<\/a><\/li>\n<\/ol>\n<h4><strong>Carrier Forms and Flyers<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Online-Registration-Instructions.pdf\" target=\"_blank\" rel=\"attachment wp-att-420 noopener noreferrer\">Online Registration Instructions<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Navia-Debit-Card-Employee-Overview.pdf\" target=\"_blank\" rel=\"attachment wp-att-419 noopener noreferrer\">Debit Card Overview<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/MyNavia-App-Registration-Guide.pdf\" target=\"_blank\" rel=\"attachment wp-att-418 noopener noreferrer\">MyNavia App Registration Guide<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Health-Care-FSA-Eligible-Expenses.pdf\" target=\"_blank\" rel=\"attachment wp-att-416 noopener noreferrer\">Health Care FSA Eligible Expenses<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Cool-Features.pdf\" target=\"_blank\" rel=\"attachment wp-att-413 noopener noreferrer\">Navia FSA Cool Features<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Claim-Form.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Claim Form<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2020\/07\/FSA-Store.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">FSA Store<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/wp-content\/uploads\/2022\/07\/How-do-I-access-my-FSA-funds.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">How do I Access My HSA Funds<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2025\/12\/FSA_SPD_9.1.25.pdf\" target=\"_blank\" rel=\"noopener\">FSA Summary Plan Description (SPD)<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2026\/03\/HIPAA-Privacy-Notice-2026.pdf\" target=\"_blank\" rel=\"noopener\">HIPAA Privacy Notice<\/a><\/li>\n<\/ol>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Navia Dependent Care FSA&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;DC FSA&#8221; _builder_version=&#8221;4.27.7&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-411 size-full lazyload\" style=\"--smush-placeholder-width: 152px; --smush-placeholder-aspect-ratio: 152\/50;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/navia-logo.png\" alt=\"\" width=\"152\" height=\"50\" data-srcset=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo.png 152w, https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo-150x50.png 150w\" data-sizes=\"(max-width: 152px) 100vw, 152px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><br \/>Veros Credit has elected Navia as our Dependent Care Flexible Spending Account (FSA) partner. If you elect to enroll in the dependent care FSA, you may set aside up to the IRS maximum pre-tax per year for your dependents\u2019 child care expenses. <\/p>\n<p>When you register online using the Navia website or MyNavia App, you will be asked for a three-character employer code during registration. The code you will use is <strong>VSW<\/strong>.<\/p>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px; margin-top: 20px;\" \/>\n<h5><i class=\"fas fa-phone\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 Member Services: 425.452.3500<\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px;\" \/>\n<h5><i class=\"fas fa-globe-americas\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 <a href=\"http:\/\/www.naviabenefits.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Navia Website\u00a0\u2192<\/a><\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 30px;\" \/>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2025\/10\/Enrollment-Kit.pdf\" target=\"_blank\" rel=\"attachment wp-att-414 noopener noreferrer\">FSA Overview<\/a><\/li>\n<\/ol>\n<h4><strong>Carrier Forms and Flyers<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Online-Registration-Instructions.pdf\" target=\"_blank\" rel=\"attachment wp-att-420 noopener noreferrer\">Online Registration Instructions<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Navia-Debit-Card-Employee-Overview.pdf\" target=\"_blank\" rel=\"attachment wp-att-419 noopener noreferrer\">Debit Card Overview<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/MyNavia-App-Registration-Guide.pdf\" target=\"_blank\" rel=\"attachment wp-att-418 noopener noreferrer\">MyNavia App Registration Guide<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Health-Care-FSA-Eligible-Expenses.pdf\" target=\"_blank\" rel=\"attachment wp-att-416 noopener noreferrer\">Health Care FSA Eligible Expenses<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Cool-Features.pdf\" target=\"_blank\" rel=\"attachment wp-att-413 noopener noreferrer\">Navia FSA Cool Features<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Claim-Form.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Claim Form<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2020\/07\/FSA-Store.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">FSA Store<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/wp-content\/uploads\/2022\/07\/DCFSA-Debit-Card-Flyer.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Debit Card Flyer<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2025\/12\/FSA_SPD_9.1.25.pdf\" target=\"_blank\" rel=\"noopener\">FSA Summary Plan Description (SPD)<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2026\/03\/HIPAA-Privacy-Notice-2026.pdf\" target=\"_blank\" rel=\"noopener\">HIPAA Privacy Notice<\/a><\/li>\n<\/ol>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How to Use the Navia App&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;How to use the Navia app&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><iframe data-src=\"https:\/\/www.youtube.com\/embed\/z8K-wy36O4M\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"232\"][\/et_pb_section][\/et_pb_code][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"240\"][\/et_pb_section][\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #newsletter-optin&#8221; module_id=&#8221;newsletter-optin&#8221; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.4.4&#8243; width=&#8221;50%&#8221; max_width=&#8221;50%&#8221; custom_padding=&#8221;|2%||2%|false|false&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;newsletter-optin&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_module=&#8221;1192&#8243; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]Please note: You are leaving the benefits website and are navigating to the ADP online enrollment site. Please contact Human Resources with any questions.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/workforcenow.adp.com\/workforcenow\/login.html&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Continue to ADP&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;13px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#085694&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;#085694&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;Open Sans|700|||||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;30px|||&#8221; custom_padding=&#8221;6px|26px|6px|12px|false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover=&#8221;rgba(8,86,148,0.71)&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_letter_spacing__hover=&#8221;0px&#8221; button_letter_spacing__hover_enabled=&#8221;on|desktop&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#085694&#8243; button_border_color__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flexible Spending Accounts (FSAs) Veros Credit has elected Navia as our Flexible Spending Account (FSA) partner. If you elect to enroll, you can set aside pre-tax dollars to pay for eligible health, dental and vision care expenses. Your waiting period for newly hired employees for this benefit is 1st of the month [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-408","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/comments?post=408"}],"version-history":[{"count":17,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408\/revisions"}],"predecessor-version":[{"id":3113,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408\/revisions\/3113"}],"wp:attachment":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/media?parent=408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}