{"id":408,"date":"2019-07-18T00:18:12","date_gmt":"2019-07-18T00:18:12","guid":{"rendered":"https:\/\/veros.benefitsmap.com\/verossoftware\/?page_id=408"},"modified":"2026-03-04T00:21:10","modified_gmt":"2026-03-04T00:21:10","slug":"fsa","status":"publish","type":"page","link":"https:\/\/veros.benefitsmap.com\/verossoftware\/fsa\/","title":{"rendered":"FSA"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||0px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;|700|||||||&#8221; header_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;||10px&#8221; custom_padding=&#8221;||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Flexible Spending Accounts (FSAs)<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#e4e4e4&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;0px|0px|0px|0px&#8221; custom_padding=&#8221;0px|0px|0px|0px||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px|||||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;Navia Health Care FSA&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;HC FSA&#8221; _builder_version=&#8221;4.27.6&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-411 size-full lazyload\" style=\"--smush-placeholder-width: 152px; --smush-placeholder-aspect-ratio: 152\/50;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/navia-logo.png\" alt=\"\" width=\"152\" height=\"50\" data-srcset=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo.png 152w, https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo-150x50.png 150w\" data-sizes=\"(max-width: 152px) 100vw, 152px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/p>\n<p>Veros Credit has elected Navia as our Flexible Spending Account (FSA) partner. If you elect to enroll, you can set aside pre-tax dollars to pay for eligible health, dental and vision care expenses. <\/p>\n<p>When you register online using the Navia website or MyNavia App, you will be asked for a three-character employer code during registration. The code you will use is <strong>VSW<\/strong>.<\/p>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px; margin-top: 20px;\" \/>\n<h5><i class=\"fas fa-phone\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 Member Services: 425.452.3500<\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px;\" \/>\n<h5><i class=\"fas fa-globe-americas\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 <a href=\"http:\/\/www.naviabenefits.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Navia Website\u00a0\u2192<\/a><\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 30px;\" \/>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2025\/10\/Enrollment-Kit.pdf\" target=\"_blank\" rel=\"attachment wp-att-414 noopener noreferrer\">FSA Overview<\/a><\/li>\n<\/ol>\n<h4><strong>Carrier Forms and Flyers<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Online-Registration-Instructions.pdf\" target=\"_blank\" rel=\"attachment wp-att-420 noopener noreferrer\">Online Registration Instructions<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Navia-Debit-Card-Employee-Overview.pdf\" target=\"_blank\" rel=\"attachment wp-att-419 noopener noreferrer\">Debit Card Overview<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/MyNavia-App-Registration-Guide.pdf\" target=\"_blank\" rel=\"attachment wp-att-418 noopener noreferrer\">MyNavia App Registration Guide<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Health-Care-FSA-Eligible-Expenses.pdf\" target=\"_blank\" rel=\"attachment wp-att-416 noopener noreferrer\">Health Care FSA Eligible Expenses<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Cool-Features.pdf\" target=\"_blank\" rel=\"attachment wp-att-413 noopener noreferrer\">Navia FSA Cool Features<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Claim-Form.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Claim Form<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2020\/07\/FSA-Store.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">FSA Store<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/wp-content\/uploads\/2022\/07\/How-do-I-access-my-FSA-funds.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">How do I Access My HSA Funds<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2025\/12\/FSA_SPD_9.1.25.pdf\" target=\"_blank\" rel=\"noopener\">FSA Summary Plan Description (SPD)<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2026\/03\/HIPAA-Privacy-Notice-2026.pdf\" target=\"_blank\" rel=\"noopener\">HIPAA Privacy Notice<\/a><\/li>\n<\/ol>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Navia Dependent Care FSA&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;DC FSA&#8221; _builder_version=&#8221;4.27.6&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-411 size-full lazyload\" style=\"--smush-placeholder-width: 152px; --smush-placeholder-aspect-ratio: 152\/50;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/navia-logo.png\" alt=\"\" width=\"152\" height=\"50\" data-srcset=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo.png 152w, https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2019\/07\/navia-logo-150x50.png 150w\" data-sizes=\"(max-width: 152px) 100vw, 152px\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><br \/>Veros Credit has elected Navia as our Dependent Care Flexible Spending Account (FSA) partner. If you elect to enroll in the dependent care FSA, you may set aside up to $5,000 pre-tax per year for your dependents\u2019 child care expenses. <\/p>\n<p>When you register online using the Navia website or MyNavia App, you will be asked for a three-character employer code during registration. The code you will use is <strong>VSW<\/strong>.<\/p>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px; margin-top: 20px;\" \/>\n<h5><i class=\"fas fa-phone\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 Member Services: 425.452.3500<\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px;\" \/>\n<h5><i class=\"fas fa-globe-americas\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 <a href=\"http:\/\/www.naviabenefits.com\/\" target=\"_blank\" rel=\"noopener noreferrer\">Navia Website\u00a0\u2192<\/a><\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 30px;\" \/>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2025\/10\/Enrollment-Kit.pdf\" target=\"_blank\" rel=\"attachment wp-att-414 noopener noreferrer\">FSA Overview<\/a><\/li>\n<\/ol>\n<h4><strong>Carrier Forms and Flyers<\/strong><\/h4>\n<ol class=\"fa-ul\">\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Online-Registration-Instructions.pdf\" target=\"_blank\" rel=\"attachment wp-att-420 noopener noreferrer\">Online Registration Instructions<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Navia-Debit-Card-Employee-Overview.pdf\" target=\"_blank\" rel=\"attachment wp-att-419 noopener noreferrer\">Debit Card Overview<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/MyNavia-App-Registration-Guide.pdf\" target=\"_blank\" rel=\"attachment wp-att-418 noopener noreferrer\">MyNavia App Registration Guide<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Health-Care-FSA-Eligible-Expenses.pdf\" target=\"_blank\" rel=\"attachment wp-att-416 noopener noreferrer\">Health Care FSA Eligible Expenses<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Cool-Features.pdf\" target=\"_blank\" rel=\"attachment wp-att-413 noopener noreferrer\">Navia FSA Cool Features<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/Claim-Form.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Claim Form<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2020\/07\/FSA-Store.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">FSA Store<\/a><\/li>\n<li><i class=\"far fa-file-pdf\"><\/i><a href=\"https:\/\/veros.benefitsmap.com\/wp-content\/uploads\/2022\/07\/DCFSA-Debit-Card-Flyer.pdf\" target=\"_blank\" rel=\"attachment wp-att-412 noopener noreferrer\">Debit Card Flyer<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/15\/2025\/12\/FSA_SPD_9.1.25.pdf\" target=\"_blank\" rel=\"noopener\">FSA Summary Plan Description (SPD)<\/a><\/li>\n<li><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2026\/03\/HIPAA-Privacy-Notice-2026.pdf\" target=\"_blank\" rel=\"noopener\">HIPAA Privacy Notice<\/a><\/li>\n<\/ol>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;How to Use the Navia App&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;How to use the Navia app&#8221; _builder_version=&#8221;4.16&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><iframe data-src=\"https:\/\/www.youtube.com\/embed\/z8K-wy36O4M\" width=\"560\" height=\"315\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe><\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"232\"][\/et_pb_section][\/et_pb_code][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"240\"][\/et_pb_section][\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #newsletter-optin&#8221; module_id=&#8221;newsletter-optin&#8221; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.4.4&#8243; width=&#8221;50%&#8221; max_width=&#8221;50%&#8221; custom_padding=&#8221;|2%||2%|false|false&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;newsletter-optin&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_module=&#8221;1192&#8243; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]Please note: You are leaving the benefits website and are navigating to the ADP online enrollment site. Please contact Human Resources with any questions.[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/workforcenow.adp.com\/workforcenow\/login.html&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Continue to ADP&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.16&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;13px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#085694&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;#085694&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;Open Sans|700|||||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;30px|||&#8221; custom_padding=&#8221;6px|26px|6px|12px|false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover=&#8221;rgba(8,86,148,0.71)&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_letter_spacing__hover=&#8221;0px&#8221; button_letter_spacing__hover_enabled=&#8221;on|desktop&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#085694&#8243; button_border_color__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flexible Spending Accounts (FSAs) Veros Credit has elected Navia as our Flexible Spending Account (FSA) partner. If you elect to enroll, you can set aside pre-tax dollars to pay for eligible health, dental and vision care expenses. Your waiting period for newly hired employees for this benefit is 1st of the month [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-408","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/comments?post=408"}],"version-history":[{"count":16,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408\/revisions"}],"predecessor-version":[{"id":2931,"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/pages\/408\/revisions\/2931"}],"wp:attachment":[{"href":"https:\/\/veros.benefitsmap.com\/verossoftware\/wp-json\/wp\/v2\/media?parent=408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}