{"id":427,"date":"2019-07-18T00:31:56","date_gmt":"2019-07-18T00:31:56","guid":{"rendered":"https:\/\/veros.benefitsmap.com\/veroscredit\/?page_id=427"},"modified":"2025-11-25T00:09:33","modified_gmt":"2025-11-25T00:09:33","slug":"401k","status":"publish","type":"page","link":"https:\/\/veros.benefitsmap.com\/veroscredit\/401k\/","title":{"rendered":"401(k)"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px||0px|||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.16&#8243; text_font=&#8221;|700|||||||&#8221; header_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;||10px&#8221; custom_padding=&#8221;||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>401(k) Retirement Plan<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#e4e4e4&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;0px|0px|0px|0px&#8221; custom_padding=&#8221;0px|0px|0px|0px||&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;30px|||||&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_colors_info=&#8221;{}&#8221; da_is_popup=&#8221;off&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row column_structure=&#8221;2_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;2_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_toggle title=&#8221;The Standard 401(k) Retirement Plan&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;401k&#8221; _builder_version=&#8221;4.27.4&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-430 lazyload\" style=\"--smush-placeholder-width: 88px; --smush-placeholder-aspect-ratio: 88\/80;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/07\/standard_logo.png\" alt=\"\" width=\"88\" height=\"80\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/p>\n<p>The Standard 401(k) Savings Plan provides you with a wide array of investment options to help you save for a secure retirement using pre-tax money or after tax-money with Roth Contributions.<\/p>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px; margin-top: 20px;\" \/>\n<h5><i class=\"fas fa-phone\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 Member Services: 800.858.5420<\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 18px;\" \/>\n<h5><i class=\"fas fa-globe-americas\" style=\"color: #aaaaaa;\"><\/i><strong>\u00a0 <a href=\"https:\/\/www.standard.com\/retirement\" target=\"_blank\" rel=\"noopener noreferrer\">The Standard Website \u2192<\/a><\/strong><\/h5>\n<hr style=\"height: 1px; border: none; color: #e0e0e0; background-color: #e0e0e0; margin-bottom: 30px;\" \/>\n<h4><strong>You Decide How Much To Invest<\/strong><\/h4>\n<p>You can save up to 100% of your pay on a pre-tax basis up to the IRS annual allowable maximum amount. If you are over the age of 50 or will reach 50 during the plan year, you can contribute an additional amount to your 401(k) account under the plans&#8217; catch-up provision. Alternatively, you can choose to contribute after taxes with a Roth IRA contributions which will allow you to withdraw money tax free in the future at retirement.<\/p>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<p><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2022\/07\/The-Standard-Enrollment-Brochure.pdf\" target=\"_blank\" rel=\"noopener\">Enrollment Guide<\/a><br \/><a href=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2025\/11\/Veros-Credit-401k-SPD.pdf\" target=\"_blank\" rel=\"noopener\">Summary Plan Description<\/a><\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Employee Stock Ownership Plan&#8221; open_toggle_text_color=&#8221;#085694&#8243; admin_label=&#8221;Employee Stock Ownership Plan&#8221; _builder_version=&#8221;4.27.0&#8243; title_font=&#8221;|700|||||||&#8221; custom_margin=&#8221;||2%&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><img decoding=\"async\" class=\"alignnone wp-image-4 lazyload\" style=\"--smush-placeholder-width: 148px; --smush-placeholder-aspect-ratio: 148\/67;padding-top: 10px; padding-bottom: 10px;\" data-src=\"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-content\/uploads\/sites\/4\/2019\/03\/veros-credit-logo.png\" alt=\"\" width=\"148\" height=\"67\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" \/><\/p>\n<p>Employee Stock Ownership Plan (ESOP) \u2013 You have access to a plan that allows you to earn company stock over time through your service with the company. We want our employees to feel that they \u2018own and operate\u2019 their own business, which fosters tremendous pride from owning a stake in the Company.<\/p>\n<h4><strong>Plan Documents<\/strong><\/h4>\n<p><a href=\"https:\/\/veros.benefitsmap.com\/wp-content\/uploads\/2022\/07\/ESOP%20Summary%20Plan%20Description%20(2023)%20(00028734xDC5.pdf\" target=\"_blank\" rel=\"noopener\">Summary Plan Description<\/a><\/p>\n<p>&nbsp;<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"232\"][\/et_pb_section][\/et_pb_code][et_pb_code admin_label=&#8221;code-sidebar&#8221; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;||0px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_section global_module=\"240\"][\/et_pb_section][\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Popup &#8211; #newsletter-optin&#8221; module_id=&#8221;newsletter-optin&#8221; module_class=&#8221;popup&#8221; _builder_version=&#8221;4.16&#8243; width=&#8221;50%&#8221; max_width=&#8221;50%&#8221; custom_padding=&#8221;|2%||2%|false|false&#8221; da_is_popup=&#8221;on&#8221; da_popup_slug=&#8221;newsletter-optin&#8221; da_disable_devices=&#8221;off|off|off&#8221; global_module=&#8221;1192&#8243; global_colors_info=&#8221;{}&#8221; da_exit_intent=&#8221;off&#8221; da_has_close=&#8221;on&#8221; da_alt_close=&#8221;off&#8221; da_dark_close=&#8221;off&#8221; da_not_modal=&#8221;on&#8221; da_is_singular=&#8221;off&#8221; da_with_loader=&#8221;off&#8221; da_has_shadow=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.21.0&#8243; text_font_size=&#8221;18px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Please note: You are leaving the benefits website and are navigating to the UKG online enrollment site. Please contact Human Resources with any questions.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/veroscredit.ukg.net&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Continue to UKG&#8221; button_alignment=&#8221;left&#8221; _builder_version=&#8221;4.21.0&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;13px&#8221; button_text_color=&#8221;#ffffff&#8221; button_bg_color=&#8221;#085694&#8243; button_border_width=&#8221;1px&#8221; button_border_color=&#8221;#085694&#8243; button_border_radius=&#8221;0px&#8221; button_letter_spacing=&#8221;0px&#8221; button_font=&#8221;Open Sans|700|||||||&#8221; button_icon=&#8221;&#x24;||divi||400&#8243; button_on_hover=&#8221;off&#8221; custom_margin=&#8221;30px|||&#8221; custom_padding=&#8221;6px|26px|6px|12px|false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover=&#8221;rgba(8,86,148,0.71)&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_letter_spacing__hover=&#8221;0px&#8221; button_letter_spacing__hover_enabled=&#8221;on|desktop&#8221; button_text_color__hover=&#8221;#ffffff&#8221; button_text_color__hover_enabled=&#8221;on|hover&#8221; button_border_color__hover=&#8221;#085694&#8243; button_border_color__hover_enabled=&#8221;on|hover&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>401(k) Retirement Plan The Standard 401(k) Savings Plan provides you with a wide array of investment options to help you save for a secure retirement using pre-tax money or after tax-money with Roth Contributions. \u00a0 Member Services: 800.858.5420 \u00a0 The Standard Website \u2192 You Decide How Much To Invest You can save up to 100% [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-427","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/pages\/427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/comments?post=427"}],"version-history":[{"count":17,"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/pages\/427\/revisions"}],"predecessor-version":[{"id":3380,"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/pages\/427\/revisions\/3380"}],"wp:attachment":[{"href":"https:\/\/veros.benefitsmap.com\/veroscredit\/wp-json\/wp\/v2\/media?parent=427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}